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* Rates are subject to change

Fast loans in 1 hour

Due to our collaboration with lending services, now, we can provide our clients with fast loans in a short time. Apply now and get funded within one business day. Don’t lose the opportunity to use an efficient and easy way of getting money to solve your financial emergencies. You can also read more information about the risks and benefits of fast loans in one hour here.

Share/Savings Accounts 

Club Accounts

VACATION CLUB
HOLIDAY CLUB

0.10% Div. Rate
0.10% Div. Rate

0.10% APY *
0.10% APY *

*HOLIDAY CLUB: No Minimum. You cannot withdraw from this account during the year. Can be opened anytime during the year, but runs from 10/01 to 9/30. Dividends will be paid at maturity (before checks are mailed out).
*VACATION CLUB: $5.00 Minimum. Can withdraw anytime during the year. Dividends paid quarterly.
*Dividends will not be paid on balances under $100.00

IRA Accounts

IRA-ROTH-EDUCATION
$50 Minimum

0.80% Div. Rate

0.80% APY *

If closed within dividend period, no dividend will be paid for that quarter

Share Draft Accounts

CHECKING ACCOUNTS
No Fee
Must open with $50.00
VISA Check Card available – You can use any CU Dollar or PNC ATM free of charge
1st 50 checks free

Share Savings

REGULAR SHARES
 $50 Minimum. Must Maintain $50.00 Balance
Dividends will not be paid on balances under $100.00
Paid Quarterly

Certificates Of Deposit

Not available at this time

0.10% Div. Rate

0.10% APY *

Loan Accounts

Unsecured Loans (Signature)

Signature Loan

Rate 5.9% APR to 9.9% APR *   – Terms depending on amount borrowed

$500 Minimum $7500 Maximum 10% Required in Share/Savings Maximum $500.00

Share-Secured Loans

Share Secured Loan
100% Required in Shares

Under $5000.00 – 5.9% APR *
$5001.00 & Over – 4.9% APR *

Vehicle Loans

New (Never been titled) Vehicles
USED ( UP TO 3 YEARS OLD )


USED ( 4 TO 6 YEARS OLD )

48 Months @ 4.9% APR *
48 Months @ 5.5% APR *
60 Months @ 5.9% APR *
72 Months @ 6.2% APR (over $15,000.00) *
48 Months @ 7.9% APR *

Home Equity Loans

*Contact office for information

Better Choice Loans

$500.00 – No credit check required.
$20.00 Application fee
Must be repaid in 3 months


15% APR on Payroll Deduction *
18% APR on Coupon Book *

Other Services

VISA Credit Card –     9.9% APR –     NO ANNUAL FEE.     Call for details *

Credit Disability and Credit Life Insurance on loans is available where loan payments are made after a 14 day waiting period in case of sickness or injury.

Cancer Insurance and Accidental Death & Dismemberment Insurance is also available. If interested, please contact our office for forms. This will be deducted from your Share Accounts as premiums become due.

Little Giant is pleased to announce that the three most popular Aflac programs are now available direct to members.

Fees & Disclosures

Share (Savings) Account Fees

Early Termination (within 90 days of opening)
Escheatment Fees
Inactive Account Fee (after 12-months of inactivity on overall relationship)
Transfer Fees

$10.00
$100.00
$1.00 / month

$5.00

Share Draft (Checking Acocunt) Fees

Copy of Check Fee
Copy of Statement Fee
Non-Sufficient Funds (share drafts, ACH, ATM Fees)
Stop Payment – Withdrawal Check
Transfer Fees (to cover an overdraft)
Wire Fees

$3.00
$5.00
$30.00
$20.00
$5.00
$15.00

Lending (Loan) Fees

Loan Late Payment Fee (after 10 days grace period)
VISA® Card Late Payment Fee (after 10 days grace period)

$15.00
$15.00

Other Fees

Returned Mail Fee

$3.00

CHECK NEWSLETTER FOR ANY CURRENT LOAN SPECIALS BEING OFFERED